Let’s think it simple. Investment would mean that an asset is bought, or that money is put into a bank to get a future interest from it. Therefore, in accounting sense, Investment is total amount of money spent by a shareholder in buying shares of a company. In an economic sense, an investment is the purchase of goods that are not consumed today but are used in the future to create wealth.  In finance, it means a monetary asset purchased with the idea that the asset will provide income in the future or will later be sold at a higher price for a profit.  In this sense, investments means longer-term savings.

Investment is a better option than savings since the returns are higher.  However, as we all know, the higher the returns the higher the risk.  So what you should do, is not then to aim for lower returns since the risk will be probably lower, but instead, you should customized your risk portfolio so that you can seek to get the most amount of returns possible with risks minimized.  Some people would probably have commented that the ideal investment markets is in China, because China is a consumption market base.  But you would need advisors to guide you so that it can be done properly without you losing your principal investment sum.

We have experts at CoSeClinic to help you out when you need it.  You can reach us at our office at CoSeClinic (Shanghai) Co., Ltd if you are in Shanghai now. If you are in Singapore, come and see us at CoSeClinic Wealth Creations Pte. Ltd.   We are here to help you.

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With our wide range of professional services, we are able to provide our clients with one-stop and hassle free solutions to serve all their companies’ needs.


Our Group & Associates have a team of professionals who are Public Accountants, Chartered Accountants, Tax Practitioners, Liquidators, Lawyers, Consultants and Valuers who are ready to serve you.


We have an experienced team with many years in the accounting, auditing, tax and consulting industry.


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